I am willing to bet that money stresses you out.
Why? Because I know for a fact that over 70% of people don't have more than $1000 in their savings for an emergency.
So what happens when an emergency comes up and it costs more than $1000 OR if you have multiple emergencies right in a row?
We tap into that savings account and then to cover the rest we take on more debt.
I. Have. Been. There.
It's not fun and honestly it's a stress I do not need in my life.
So how do we change that?
Let's break down the payday cycle of life in this short video:
So what I want to know is, which way feels better? When your money has a plan, or when it doesn't? I think you can guess where I'm going with this one....
And YES it's possible with irregular income, freelance income, any kind of income you can give your money a plan and get out of the stress cycle.
So, I feel like if you get this right, 2022 and the years to come could be KILLER for you. But...if you get this wrong, it's just the hamster wheel that keeps on spinning.
If you want more help with this, just shoot me a message here and let's chat to see if I can do to help.
I hear this from women all the time, they are sick of being behind, being late, running out of time, not getting much done at home and at work.
They want to start a business, write a blog, create a product or change people's lives in some other way but feel like they don't have time.
When it comes down to it, time management is one part of life that totally trips women up. We feel like we have to be in control of every single part of our life and I don’t know about you but for a while I believed if I didn’t do it, it wouldn’t get done correctly.
What you think is that you suck at time management, but what’s actually happening is you’re prioritizing too much and then thinking that you’ve failed because you couldn’t get it all done. And then every day feels like groundhog day, never getting ahead, never getting to those things you really want to do.
Let’s break down time management into super simple steps anyone can do to create more time for the things they want to do.
1. Make a list of the things you absolutely need to do, and another list that you can ask for help with. You MUST ask for help. You are not super woman and yes, while you and your spouse might make lunches differently, or clean differently, they both still get done. Allow other people to help you. Think carpooling, think meal planning, think cleaning and laundry and all the little things that take up extra space and time in your life that absolutely do not NEED to be done by you.
2. Make a list of your values and make sure what you’re doing daily reflects them. If you value time with your family, make sure you are prioritizing time with your family. If you value starting a side business, make sure you are prioritizing time to work on your business. If you're passionate about something, you must make time to do it.
3. Declutter your life. That means the space you work, the clothes you wear, the things you own. You will have less responsibilities keeping you from doing the things you truly want to once you get rid of things taking up that space. You are physically creating more space.
4. If your weeks are busy, figure out how you can take action to set yourself up for success. Can you meal plan on Sundays? Can you set out clothes for the week? What can you do to make the busier days less busy, freeing up your mind to work on things you love?
5. Oh and this goes without saying (or does it) but it's the things that most commonly get left behind - get good sleep, hydrate and treat your body well. You’ll have more energy to do the things you love!
You won’t ever get time back, it’s so important to do the things you love in your life because that will light you up. It will lead to a healthier happier you, healthier relationships, more fun and a life that can be enjoyed. Your dreams are important and no one else can or will live them like you can. It’s time to start making them come true.
Let's chat about making life just 1% better every day.
I know 1% doesn't seem like much and it's not in the very moment, but compounding isn't just for finances!
Someone was asked "How did you achieve financial independence by such a young age?"
Their answer? I packed my lunch ever day.
See, in the moment, packing your lunch once won't get you to financial independence. But packing your lunch even just 200 days a year could save you $1000 a year. Invested it's even more! And not only that, you've created a new healthy habit.
If you're here, my guess is that you want to do something different with your life, you want to change it up.
Maybe it's a new job, a new relationship, a new place to live, or just living differently.
Fact is, you'll never change your life until you take action on it daily. And when you focus on the practice not the performance, you're more likely to find enjoyment in it.
Here are a few ways to become 1% better and on your path to create life by design, not default:
🤩 re-evaluate your friend circle and only keep those who push you to be better, support you and love you wholeheartedly.
🤩 start reading books about the things you want to accomplish. Increase your knowledge.
🤩 learn a new skill and practice it.
🤩 exercise - seriously, just 15-20 minutes of exercise will boost your mood and your mindset.
🤩 write down your goals (with dates to achieve them by)
🤩 take one action step daily towards reaching those goals.
🤩 have fun - smile every day.
🤩 start a healthy morning routine - don't check e-mails or social media until later in the morning.
🤩 reduce clutter - both physically and mentally.
🤩 create a budget - healthy finances = healthier relationships with self and others.
Last but not least, practice believing in yourself daily. Affirmations, gratitude journaling and the like are so powerful, especially when compounded over time.
What will you start with today?
oh and by the way, if you're looking for inspiration or ways that you can start living differently, come join our free community at http://www.inspiredandready.com