How To Fix Your Attitude Towards Money

How To Fix Your Attitude Towards Money

It is easy for people to get defensive or feel ashamed when they are struggling with their finances. But here's the thing, where you are is just where you are, not WHO you are. Starting with this mindset will set you up for success!

The first step to creating healthy finances is to get clear on what your financial goals are. Start by writing down where you want to be in 1, 5 and 10 years time. Having clear goals will help you create even clearer action steps.

Most people don't like this next step, but in order to go where you want to go, you have to know where you've been. Take a look at your monthly spending: how much money do you have leftover each month after expenses? Is there leftover? Make it a game to see how much you can increase that leftover by removing any unnecessary spending, canceling subscriptions, and cutting out useless expenses.

Here's the best part - you get to give that money a plan! Tell your money where to go. The 3 areas your leftover money will go towards are: debt, investments and fun. Using the snowball effect, start by paying down your smallest debts. Once you've paid off a debt, take that money and add it onto the minimum payment of the next debt.

The key here is consistency. Make it fun, celebrate your progress and create your new belief about money.

If you aren't sure exactly where to start, let's set up a time to chat! e-mail me Guinevere@roilhighness.com with subject line CHAT ME and let's see how we can help you change your money mindset today.

xoxo,
Gwen

Oranges + Skittles - you're guide to getting shit done

Oranges + Skittles - you're guide to getting shit done
I wrote that title and I realize that I say "shit" a lot but I'm gonna go with the fact that it just means I'm really super-duper passionate about the things I talk about here and swear words are just an emphasis on that.

Ok, oranges + skittles. What the heck Gwen, how does fruit and candy help me get shit done.

Let me start with telling you about 3 by 5 notecards. I learned this from the Oola guys and it has changed the way I go about my day.

Let's imagine that you have some goals and dreams you want to achieve (because you DO....) and you've three oranges and a bag of skittles in front of you. Today the oranges represent the three daily action steps you will take daily that will help you get closer to achieving your goals. The skittles represent all the little things that need to be done in our day like dishes, laundry, feeding the kids, food shopping, maybe homeschooling. All those tasks that keep you and your kids alive and your house afloat.

If you had a tall vase in front of you and you put all your skittles in first they would all fit. Congrats, you just accomplished all the little things you needed to do today. 

If you then tried to fit your three oranges in, you'd realize there wasn't enough space for them. Maybe you'd get one in there.....possibly two, but definitely not three. There's just no room! Boooooo, those important things that will help you get your goals achieved just don't fit inside your day this way.

So you take everything out of the vase and you try again except this time you put the three oranges in first. Perfect, they all fit! Now you take your skittles and add those too and what do you know, all the skittles AND all the oranges fit inside the vase.

That vase is YOUR day. Your daily action steps that will get you closer to your goal must take precedence. There's no excuse - every day they must get done. Because just three daily action steps will equal over 1,000 steps towards your goal in one year. 

I don't know about you but up until now, I've never taken that many steps towards my goals in a year.

So we're obviously not buying tons of oranges and skittles and doing this task every day (because lord knows I'd eat all the skittles.....), but we CAN plug these action steps into a daily accountability tracker.

Sure you can write them on a notecard every night before you go to bed, but what's missing? Accountability, community, and FUN in the process.

You want to be sure you achieve your daily action steps? Join a community working towards doing the same thing and you will be 78% more likely to achieve your goals.

Kid you not, this shit works! So when you're looking to achieve some big goals, some of the ones that have been on your dream board year after year, this is it. This is what allowed me to pay down $27,000 in debt in 5 months. More debt payoff than I'd ever been able to do since having the goal of paying down my debt. It's allowed me to be consistent in my morning routine; waking up, reading 10 pages of my book, and getting my workout in all before 8am. Now I can be intentional with my kids and still have time to work on my oranges, the things that will help me create a life I am totally in love with.

What's holding you back? Do you desire to get more shit done? Join us! The Oola app has revolutionized the notecard Oranges + Skittles system and it gives you the accountability and community and fun, and EVEN suggests daily action steps that you may not have thought of in order to reach your goals.

It's personalized to you - no one else will have a framework like yours.  You ready? Check it out here and let's do this together!!!

oxoxo,
Gwen

7 Steps to a Bright Future: A Pathway for Living the Good Life

7 Steps to a Bright Future: A Pathway for Living the Good Life

In this blog post, I will share with you 7 steps to a bright future: a pathway for living the good life. This is not about trying to make an extra $1,000 a year or getting that promotion; it's about how to create the best possible life for yourself and your loved ones. If you want more money, have better relationships or just feel happier in general-this article will help point you towards fulfilling those goals.

1. Make a list of the things you want to accomplish in your life- this is called manifesting your best life. It's not enough to just have a vision, you've got to be clear on HOW you're gonna make it happen too! The first step in creating anything you want out of life is deciding what that something actually looks like. It's no good just thinking "I want more money" or "I want to find love." You've got to be crystal clear on what that means. What would your life FEEL like if you had more money? What would it feel like if you felt endless love?

2. Figure out how much money you need for each goal and what steps are needed to achieve it - it's important to be realistic. One of my favorite quotes is "It doesn't matter how much money you need, just as long as you know what it is." I talked briefly about money today on my Instagram because there's so many people harboring limiting beliefs about money and I'm on a mission to change that! Money in the hands of good people will do great things! Of course, if you're a shitty person, your money will probably do shitty things LOL. 

3. Spend your time wisely - don't waste time on anything that doesn't contribute to your future goals or isn't fun. Every day is a freaking blessing - we just don't know what our timeline is. If we approach each day with the mindset that we are here to make the best out of the current day, then we will make the best out of every day we have. Recognize the work or the people that don't bring you joy and put a plan in action to change it. Write a list of everything you love doing. If you could create the perfect job (which you can BTW), what would it look like?

4. Ask yourself "What do I have control over?" and take small steps in order to reach your goals. There are many things we CAN control, and few that we can't. For example, you can control the amount of money you make, you can control the people you surround yourself with, and you can control how people feel around you. We can't control WHO our family is, but we can control how much time we spend with them. You may not be able to change your family situation or past events but by focusing on what's happening in the present and how it affects your future, you will start seeing things differently.  Evaluate the areas you have control over and the ones you don't and start to figure out your boundaries. 

5. Be grateful for the small things in your day. Things like someone holding a door for you, or letting you go in front of them in line. Start to acknowledge and take notice of these things and you'll find yourself attracting even more of it. The more we train our brain to look for the good, the more good there will be.

6. Don't be afraid of failure - learn from mistakes and keep going!  Mistakes are just teachings from life. I love that I can share my mistakes with you so that you can learn from me and hopefully avoid making the same mistakes I have. We only learn by doing and figuring it out. Remember that Edison failed 10,000 times before perfecting the incandescent electric light bulb. You can do anything you put your mind to and take action on. 

7. Decide today what you will change about your current situation and what steps you'll take to change! Feel free to leave them in the comments so we can cheer each other on.

Need a jump start? Start with the 28 to Elevate Challenge

Here for you!

xoxo,

Gwen


What are the simple steps someone would take to achieve goals?

What are the simple steps someone would take to achieve goals?
When it comes to the simple steps to achieving goals, why not use the same secret weapon that top achievers do?
Read more...

Can You Have Faith Without Being Religious?

Has anyone ever said to you “just have faith” and it kind of pisses you off? Like oh yeah, lemme just go have faith🙄....

BUT, if we break down faith, it’s simply having complete confidence or trust in someone or something. Why can’t that be you?

I promise you that no high achiever - someone who excels in every area of their life - has gotten there without complete trust and confidence in what they’re doing.



It starts with understanding your place in the world. So where does one begin? Oola Guys Dave & Troy suggest these three simple steps:

1. Don’t wait for crisis before exploring your why. 

2. Plug into a community where you can learn and explore with others.

3. Give - it’s not always monetary, you can also give your talent and time. When you give purely you can’t help but grow.

And bonus - if you plug into a community, it’s highly likely that they’ll have faith in you too. Go get it friends! Go find YOUR Faith. Begin to explore and understand your place in this world and I promise big things will happen!

xoxo, Gwen

 
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