
It is easy for people to get defensive or feel ashamed when they are struggling with their finances. But here's the thing, where you are is just where you are, not WHO you are. Starting with this mindset will set you up for success!
The first step to creating healthy finances is to get clear on what your financial goals are. Start by writing down where you want to be in 1, 5 and 10 years time. Having clear goals will help you create even clearer action steps.
Most people don't like this next step, but in order to go where you want to go, you have to know where you've been. Take a look at your monthly spending: how much money do you have leftover each month after expenses? Is there leftover? Make it a game to see how much you can increase that leftover by removing any unnecessary spending, canceling subscriptions, and cutting out useless expenses.
Here's the best part - you get to give that money a plan! Tell your money where to go. The 3 areas your leftover money will go towards are: debt, investments and fun. Using the snowball effect, start by paying down your smallest debts. Once you've paid off a debt, take that money and add it onto the minimum payment of the next debt.
The key here is consistency. Make it fun, celebrate your progress and create your new belief about money.

- align your goal to your purpose.
- will this goal change your life?
- does your goal make you nervous or give you butterflies?
- can your goal be broken down into small steps?
- Are you tracking your progress
And last but not least - there is magic in goal setting with others. Having a community to do it with keeps you that much more accountable. I like to say that we are #bettertogether
Oh and by the way, if you’re looking for an easy way to keep you blasting through goals (like paying down $28,000 in debt in just five months) the Oola app and framework is designed to help you do just that. It connects you with others, reminds you of your daily action steps and makes goal setting fun! The truth is, you increase your success rate of achieving goals by 78% when you write them down, do it with a community and take daily steps.
The world needs your genius - your goals not only impact you and your life but think about how much you’ll change generations and the people around you! Can’t wait to see what goals you set!
xoxo,Gwen


If you're reading this blog post, I'm guessing that you are feeling stuck in your life and want to make a change. This is something that many of us struggle with on a regular basis; it's not always easy to take the leap out of our comfort zone and do things differently. Here are the top three reasons to start making change right now:
* You're unhappy with your current life. Does every day seem like the same thing over and over again? Do you feel that you are living for someone else or just going through the motions of what's expected from you? If this is how it feels, then that's a sure sign to make some changes!
* You're feeling stuck. There are times when we don't know what the future holds and how it's going to turn out or if things will ever get better for us. This can be a difficult thought process that really weighs on our mind, making changes seem impossible!
* You just want more time to spend with your loved ones. Sometimes we feel like our life is on fast-forward and that there's not enough time for all of the things we need to do.
There are many other reasons why you might want to make a change in your life but these three cover some of the most common ones.
See if you can see yourself in any of these areas we outline in the video today:
The most important thing you can do is to tap into your emotions. Ask yourself how you feel about your current situation. Honestly answer it!
Then, ask yourself how you WANT to feel and notice the difference between current situation and future situation.
Once you've decided you're ready (and you are, go you!!!), you need some daily action steps that will get you moving. That's where I come in.
Conclusion: Now, I'm not saying this is going to be easy. It's not! But it will totally be worth the effort and I promise you'll feel so much better after taking this first step towards change in your life! If you're not sure you're ready, book a call with me, let's talk it out.
"You deserve a fulfilling life."
I want us all to make changes that create happiness for ourselves - ultimately leading to clarity, time freedom, financial freedom and FUN!
xoxo,